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Beyond the 4Cs: How other diamond variables work

As you learned in The 4Cs, carat, color, clarity, and cut all affect the appearance and value of a diamond. Going beyond the 4Cs, have you considered how variables like fluorescence, cut quality, lab certificates, and polish and symmetry affect the beauty, brilliance, and price of your stone? Let’s venture beyond the basics and understand how these additional diamond variables factor into a stone’s cost and appearance.

The 4Cs: A guide to diamonds

You may have heard that the 4Cs of diamonds – carat, color, clarity, and cut – are the ABCs of diamond shopping, but has anyone ever told you how much each of these factors affects the price? Let’s explore each of these characteristics to understand how they affect a diamond’s appearance and value.

Jeweler’s guide to insurance payment suspensions by state

By Conor Redmond, Chief Insurance Officer – BriteCo

At BriteCo, we’re trying to do everything we can to support our jeweler partners across the country during this challenging time.  We’ve had several of our jeweler partners asking about the risk of losing their store insurance through cancellations or non-renewals due to payment issues. While BriteCo focuses on providing personal jewelry insurance and does not offer commercial policies to jewelers, we thought this information could be useful.

How jewelers can take advantage of new SBA Paycheck Protection and disaster recovery loan programs

Here, at BriteCo, we’re trying to do everything we can to support our jeweler partners across the country. Many of our jeweler partners have been asking about the new Paycheck Protection program as well as SBA loans, so we decided to provide you with some up-to-date information to help you navigate this challenging time. Please keep in mind that we are not lawyers or accountants, so we cannot make recommendations on specific tax-related questions. However, we will do our best to connect you with resources to help you and your business.

From what we can tell, there are two main types of relief loans available through the SBA for small businesses that are applicable to most retail jewelry businesses – new Paycheck Protection loans and disaster recovery loans.


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BriteCo LLC is a licensed insurance agency in all fifty states and the District of Columbia.
Please see the Licenses section of this website for more information. All insurance policies underwritten and issued by HDI Global Insurance Company and administered by BriteCo.